Health Insurance

Because life is meant to be enjoyed. Leave the worrying to us. Health Insurance Plans crafted just for you.

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COCO Cure

The A-La-Carte , affordable, comprehensive health insurance plan that you can tailor to your and your family’s need and pocket.

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Arogya Sanjeevani

A standard Health Insurance Policy designed and mandated by the IRDAI

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COCO Seasonal Byte

A pocket-sized policy that covers you against seasonal ailments such as Dengue, Malaria, Swine Flu, etc. It is available both as an Indemnity and a Benefit Plan.

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COCOProtect

A Personal Accident policy that ensures your and your family’s financial stability in case of an unforeseen accident. Available in six flavors designed to meet your varied needs.

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Group Health Products

Select from our bouquet of health products to secure your group members/employees and their dependents against accidental and medical emergencies.

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Corona Kavach Policy, Navi General Insurance Limited

An IRDAI-mandated affordable health insurance policy that protects your entire family against hospitalization expenses due to COVID

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Corona Rakshak Policy, Navi General Insurance Limited

A benefit-based health insurance policy that provides a lump sum amount in case you are diagnosed with and hospitalized due to COVID

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Mosquito.png

COCO Seasonal Byte

A pocket-sized policy that covers you against seasonal ailments such as Dengue, Malaria, Swine Flu, etc. It is available both as an Indemnity and a Benefit Plan.

Know More
Accident.png

COCOProtect

A Personal Accident policy that ensures your and your family’s financial stability in case of an unforeseen accident. Available in six flavors designed to meet your varied needs.

Know More
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COCO Cure

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Arogya Sanjeevani

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COCO Seasonal Byte

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COCOProtect

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Group Health Products

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Corona Kavach Policy, Navi General Insurance Limited

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Corona Rakshak Policy, Navi General Insurance Limited

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Corona Kavach Policy, Navi General Insurance Limited

IRDAI mandated Indemnity based Health Policy against COVID.

HIGHLIGHTS OF THE PRODUCT

Cover for hospitalization due to COVID

Offers indemnity cover for hospitalization upon positive diagnosis of COVID.

Base Cover

Includes coverage for Inpatient Hospitalization, Ambulance, 15 days pre hospitalization, 30 days post hospitalization, Home Care Treatment, and AYUSH Inpatient Treatment.

Optional Cover

Includes Hospital Daily Cash.

Sum Insured

Option to choose the sum insured from ₹ 50,000 to ₹ 5 Lacs in the multiples of ₹ 50,000.

Entry Age

From 1 day to 65 years of age.

Policy Tenure

  • Three and half months or 105 days
  • Six and half months or 195 days
  • Nine and half months or 285 days

Policy Type

Available on individual/Family on an Individual/Family Floater Sum Insured basis.

Family defined as Self, Spouse, Parents, Parents-in-law, Dependent Children (any number and of age 1 day to 25 years).

Medical Check Up

No Pre-Policy Medical Check Up required to get the policy.


Corona Rakshak Policy, Navi General Insurance Limited

A Benefit based Health Policy against COVID.

HIGHLIGHTS OF THE PRODUCT

Benefit Payout

Offers a lump-sum amount upon positive diagnosis of COVID, requiring a minimum continuous hospitalization for 72 hours.

Sum Insured

Option to choose the sum insured from ₹ 50,000 to ₹ 2.5 Lacs in the multiples of ₹ 50,000.

Entry Age

From 18 years to 65 years of age.

Policy Tenure

  • Three and half months or 105 days
  • Six and half months or 195 days
  • Nine and half months or 285 days

Policy Type

Available on Individual Sum Insured basis for both family and individual.

Medical Check Up

No Pre-Policy Medical Check Up required to get the policy.


To know more, please click on the below links.

  1. Policy Wording
  2. CIS
  3. Prospectus
  4. Proposal Form
  5. Rate Chart

Arogya Sanjeevani Policy

'Arogya Sanjeevani Policy, Navi General Insurance Limited' is a standard Health Insurance Policy designed and mandated by the IRDAI (Insurance Regulatory and Development Authority of India) to bring uniformity in features and structure of the Health Insurance Product across all general and health insurers in India

HIGHLIGHTS OF THE PRODUCT

Sum Insured

You can have a sum insured which is as low as INR 1 Lakh upto a maximum of INR 5 Lakhs in multiples of INR 50000.

Age Eligibility

Adults will be covered with the age - 18 years to 65 years and kids will be covered from 3 months to 25 years.

Renewability

Policy comes with lifetime renewal benefit.

Tax benefit

You can avail tax benefit available under Section 80-D of the Income Tax Act 1961 as per applicable tax laws.

Coverage for entire family

You can cover yourself, your spouse, kids and parents /in-laws too, in a Non-Floater Policy or in a Family Floater Policy, as per your need.

Grace Period for Renewal

From the expiry date of the policy, you get 30 days grace period for renewal for yearly mode of premium payment. For all other modes of premium payment, a fixed period of 15 days is allowed as grace period.

Pre-Policy Medical Check Up

No pre policy medical check up is required if you and / or your family members are up to 50 years of age, with no adverse medical conditions.

Hassle free Claim Settlement

With our cashless and reimbursement claim settlement process, we make your filing, tracking and claim settlement process very smooth and convenient.

Extensive Coverage

Hospitalisation expenses
Day Care Treatment
Pre Hospitalisation
Post Hospitalisation
Cataract Treatment
Modern Treatment Procedures
AYUSH Treatment
Day Care TreatmentRoad Ambulance
Cumulative Bonus

COCOCure

The A-La-Carte , affordable, comprehensive health insurance plan that you can tailor to your and your family’s need and pocket.

HIGHLIGHTS OF THE PRODUCT

A-La-Carte Approach

  • Unmatched Flexibility to add/remove and enhance/reduce coverages.
  • 22 coverages offered can be customized/selected by You.
  • Wide Coverage Options: From 2 Lac to 1 Cr Sum Insured.

Coverage for entire family

You can cover yourself, your spouse, kids and parents /in-laws too, in a Non-Floater Policy or in a Family Floater Policy, as per your need.

Free 'Extra Care' Cover

Inbuilt Additional Sum Insured of Rs 20,000 for hospitalization due to Dengue, Malaria, Swine flu & other listed Vector Borne Diseases, without impacting the Base Sum Insured

Counseling

Inbuilt counseling feature to take care of stress, emotional and behavioural disorders.

Inbuilt Care

  • No first 30 days waiting period For hospitalisation due to accident & for hospitalisation related to 3 Critical Illnesses - Cancer, Myocardial Infarction and Stroke.
  • Reinstatement 100% Sum Insured will be reinstated during the policy year once the Sum Insured gets exhausted.

Wellness Rewards

  • Health Risk Assessment (HRA): Take your self-health check with our HRA and earn discounts while buying/renewing your policy.
  • Discount in renewal premium for maintaining active lifestyle by walking and by better disease management.
  • Health Helpline: Provides 24/7 empaneled doctor’s consultation for non-emergency medical advice.
  • Free Health Checkup post renewal for every claim-free year.

Widest Range for Pre & Post Hospitalisation Cove

  • Pre-Hospitalisation Cover options range: 30/60/90 days.
  • Post-Hospitalisation Cover options range: 60/90/180 days.

Flexibility in choosing Room-Rent options:

  • Default Room-Rent option is ‘No Capping’.
  • Option to choose Room-Rent Capping between Rs 1000 to Rs 10,000 per day.
  • Automatic ICU Cover of 1.5 times the chosen Room-Rent Capping limit

Unique Offering of Flexibility in Waiting Periods, if chosen:

  • Increase / decrease Named Illness & Pre-existing disease Waiting Period
  • A strong feature to limit your insurance premium by increasing the waiting periods.

Two Avenues to Take Care of rising Medical Costs, if chosen:

  • Medical Inflation: Base Sum Insured will increase by 10% every year up to a maximum of 50% to help you match medical inflation, irrespective of claim
  • Cumulative Bonus: For every claim-free year, sum insured will increase by 10% of the Base Sum Insured, up to a maximum of 50% of Base Sum Insured.

Lifestyle Coverages:

  • Coverage for Infertility
  • Coverage for Bariatric Surgery

To know more, please click on the below links.

  1. CIS
  2. Prospectus
  3. Policy Wordings
Navi General Insurance Limited
IRDAI Registration No: 155 | CIN: U66000MH2016PLC283275